Communicate, Pay, and Grow Smarter with Swift9ja
Swift9ja powers your business with data, airtime, bills, bulk SMS, bulk email, WhatsApp Cloud, SwiftAI, and developer APIs — all in one wallet. From communication to automation, Swift9ja gives Nigerian businesses the edge with enterprise-grade tools at startup-friendly prices.
Everything You Need to Scale
From top-ups to enterprise APIs — Swift9ja has you covered
Data & Airtime
Instant top-ups across all Nigerian networks. Power your team or reward customers.
Bulk SMS
Reach millions instantly with high-delivery-rate bulk SMS. Schedule, personalize & track.
Bulk Email
Beautiful transactional & marketing emails at scale with advanced analytics.
Utility Payments
Pay DSTV, PHCN/EKEDC, water bills, WAEC, and more via dashboard or API.
WhatsApp Cloud API
Send approved templates for OTP, receipts, fees, and campaigns. Billed from your wallet.
SwiftAI
Write with AI for WhatsApp, documents & school communication. Pay with SwiftAI tokens.
One Wallet. Every Service.
Six powerful modules working together to power your business.
Data & Airtime
- MTN, Airtel, GLO & 9mobile
- Instant top-up delivery
- Bulk distribution tools
- Reseller management
- API access
Bulk SMS
- High-delivery-rate routes
- Schedule & personalize
- Real-time delivery tracking
- Campaign analytics
- Dedicated sender IDs
Bulk Email
- Transactional & marketing emails
- Advanced A/B testing
- Smart segmentation
- Beautiful templates
- Open & click analytics
Utility Payments
- DSTV & cable TV
- PHCN/EKEDC & electricity
- Water bills
- WAEC & exam payments
- Programmatic API
WhatsApp Cloud
- Approved template sending
- OTP & receipts
- Fee reminders & campaigns
- WA Credit billing
- Two-way messaging
SwiftAI & Developer APIs
- AI writing assistant
- HMAC-secured APIs
- School integration (SmartSchool)
- WhatsApp & AI usage credits
- Marketplace connect
What Businesses Say
Trusted by thousands of Nigerian businesses
"Swift9ja's bulk SMS has completely transformed how we communicate with customers. Delivery rates are outstanding and the API is seamless."
"The WhatsApp Cloud API integration is a game-changer. We send OTPs and receipts automatically, saving hours every day. Brilliant platform."
"SwiftAI has saved our team countless hours on writing communications. The wallet system means we only pay for what we use. Highly recommended."
Ready to Power Your Business?
Join thousands of Nigerian businesses already using Swift9ja to communicate, pay, and grow smarter.